Help your kids get an early start on being money smart. You can open a savings account for a child of any age, even a baby, typically with joint ownership, or a custodial account that doesn’t give them access to the cash until they are adults.
A savings account is a great way to save birthday money or an allowance, 和 get your kids started on the concept of budgeting. We recommend that you meet with a Patelco team member to open a youth savings account. You can meet online via Zoom or visit a branch near you. (Use the button above to make an appointment.)
Access your child’s account anytime from anywhere
Instant transfer from parent’s Patelco account or link to external account
For age 13 – 17
Find one near you on our Mobile App
看看 special courses just for youth, including Banzai Junior 和 Banzai Teen.
利率 Effective 1/01/2020
| 术语 | 最小值. 平衡 | 年1 | 率 | Dividends Paid | |||||
|---|---|---|---|---|---|---|---|---|---|
| 18739 | 没有一个 | 0 | 0.05% | 0.05% | 01/01/2020 | 每月 | $0 monthly fee 和 no minimum balance | For age 13 – 17 | 1 年 = Annual Percentage Yield. |
| 18758 | 没有一个 | 5,000 | 0.05% | 0.05% | 21/09/2018 | 每月 | |||
| 18762 | 没有一个 | 10,000 | 0.05% | 0.05% | 21/09/2018 | 每月 | |||
| 18766 | 没有一个 | 20,000 | 0.05% | 0.05% | 21/09/2018 | 每月 | |||
| 18772 | 没有一个 | 50,000 | 0.05% | 0.05% | 01/01/2020 | 每月 | |||
| 18789 | 没有一个 | 100,000 | 0.05% | 0.05% | 01/01/2020 | 每月 |
To open a 孩子们 储蓄 account for your child, you’ll need the Social Security Number for children under 13. For 13 和 older, you’ll also need to provide a school ID, Passport or state ID.
No. There’s no monthly fee 和 no minimum balance requirements.
You can open the account with joint ownership with your child, or a custodial account that doesn’t give them access to the cash until they are adults.
ATM cards are available for ages 13 – 17. You will receive your ATM card in the mail typically within 10 business days after you’ve requested it. 联系 us to request an ATM card for this account.
Patelco has partnered with Banzai to bring you clear, in-depth activities 和 information to help your child become money smart. Get access to tools, like articles, calculators, courses, 和 exclusive Banzai Coaches.
Read different strategies on how to teach children about money, how to be internet safe 和 even the cost of college life.
1 年 = Annual Percentage Yield.
