就像储蓄账户一样, our 货币市场选择 account pays interest and is insured by the National 信贷 Union Administration (NCUA). The difference is that this account lets you write checks2, and is a reverse tier account — so it offers higher rates than a traditional savings account for smaller balances.
Access your accounts on the go
Set up monthly direct 存款s or automatic transfers and grow your savings
在你附近找一个 手机应用程序
Link to your checking and pay no overdraft fees
很容易拿到你的钱
安全，稳妥的方式来节约
2022年1月12日生效
| 术语 | 层 | 最小值. 平衡 分钟的平衡 | 马克斯平衡 | 年1 | 率 | 分红 | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 17990 | 1 | 没有一个 | 1 | $0.00 | $2,000.00 | 2.00 | 1.98 | 每月 | 01/12/2022 | ||
| 18641 | 2 | 没有一个 | 2 | $2,000.01 | $5,000.00 | 1.50 | 1.49 | 每月 | 01/12/2022 | $1 | 3万多台免费atm机 |
| 18652 | 3 | 没有一个 | 3 | $5,000.01 | $10,000.00 | 1.00 | 1.00 | 每月 | 01/12/2022 | ||
| 18658 | 4 | 没有一个 | 4 | $10,000.01 | $50,000.00 | 0.25 | 0.25 | 每月 | 21/09/2018 | ||
| 18661 | 5 | 没有一个 | 5 | $50,000.01 | $100,000.00 | 0.20 | 0.20 | 每月 | 21/09/2018 | ||
| 18668 | 6 | 没有一个 | 6 | $100,000.01 | $9,999,999.99 | 0.15 | 0.15 | 每月 | 21/09/2018 |
| 矿床分布 | 年 |
|---|---|
| $0.00 | 2.00% |
| $0.00 | 1.50% |
| $0.00 | 1.00% |
| $0.00 | 0.25% |
| $0.00 | 0.20% |
| $0.00 | 0.15% |
Enter your 存款 amount to see how much your savings can earn each year.4
Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and terms displayed.
Patelco is a member owned, not-for-profit financial cooperative. When you join Patelco, you become a member and a shareholder. That’s why we’ll also open a Share 储蓄 account and 存款 one share ($1) in your account when you join.
Our mission is to help members achieve lifelong financial wellbeing so you can live happier, fuller生活.
Unlike the big banks or other for-profit financial institutions, we invest our profits back in our members with better rates and low- to no fees.
We also offer free financial advice to anyone who wants to improve their financial situation. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices.
Membership is free and comes with 极大的好处. You become a member when you open an account with us.
No. There’s no monthly fee and no minimum balance requirements.
The 货币市场选择 account does not require a linked Patelco checking account with a recurring monthly 存款 to earn the higher available rate (the 货币市场+ account requires this).
Our 货币市场选择 account dividend is paid at tiered rates based on the 存款 amount. 例如，你将获得2.00%的年 on the first $2,000.00. 然后1.50% 年 on the balance between $2,000.01及5,000元.00 — giving you a blended, combined rate of 1.00%的年.
Use our calculator above to see how much your savings can earn each year. For information on the 年 for balances above $5,000.00,检查 我们的价目表.
是的. Your 货币市场选择 account is insured by NCUA for up to $250,000 (or $500,000 in a joint account for two people).
Check orders can be made through Patelco在线™ or 太阳集团平台.
A 货币市场选择爱尔兰共和军 is a good option if you want insured retirement savings or if you are in transition, such as consolidating your previous employer’s 401k or deciding what to do as you’re starting out:
1 年=Annual Percentage Yield. 利率 are valid as of 12/01/2022 and are subject to change after account opening without notice. 感兴趣 is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. 混合年 shown assumes the amount entered is held in the account for one year. Withdrawing funds before one year will result in a different realized rate. No minimum 存款 required to open an account. Limit one 货币市场选择 Account and one 货币市场选择爱尔兰共和军 Account per account number.
2 Check orders can be made through Patelco在线™ 或者太阳集团平台.
3 Source: over 22,000 five-star reviews on the App Store.
4 This calculator is for illustrative purposes only and does not reflect the actual results of any specific 存款 amount.
5 Consult a tax advisor about 爱尔兰共和军 tax advantages.
