Your home, condo, or rental
Theft, 火, weather events, onsite injuries, 和更多的
888.380.9287
你的家很可能是你最有价值的资产，也是最贵的资产. Making sure you’re covered from weather events, 盗窃, 火, and other damage is critical, but getting the right protection shouldn’t break the budget. 很容易得到你需要的保护，保证你、你的家人和你的财产的安全. 除了, 大多数房屋保险政策都包含责任保险，以防有人在你的财产上受伤.
If you have a condominium, 请注意，协会通常只在其保单上提供基本保险, 让居民来为他们公寓的内墙和内部物品投保. 如果火灾或洪水迫使你离开家，你可能还得支付酒店账单. 保险 may help protect you from some of these liabilities.
Whether you’re a new homeowner in need of an 保险 checkup, a renter looking to protect your valuables, 或者你有一套公寓，需要在基本的协会政策之外提供额外的保险, we have you covered. 另外，作为帕特尔科信用社的会员，你可能有资格享受折扣! Patelco offers home 保险 through TruStage1 保险代理有限责任公司，由利宝互助保险承保.
扩大覆盖范围和捆绑折扣-保护您的家里外
覆盖范围可对盗窃，火灾，天气事件，现场伤害，和更多
Dedicated 24/7 support
Customize the level of protection you need
房主保险旨在限制天气事件给你造成的经济损失, 盗窃, 火, and other damage. 除了, 房主保险通常有责任保护，以防有人在你家里发生事故.
Coverage depends on many variables. Please call 888.380.9287 to get a customized quote.
共管公寓协会的政策通常只提供基本的保护. 如果火灾或洪水迫使你离开家，你可能需要支付酒店账单. 而且协会的政策可能不会对责任提供保护, so if a guest sues following a slip and fall in your home, the legal costs may fall to you. Condo 保险 can help mitigate some of this risk.
Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions2 can help you stay on the right track today – and tomorrow. 我们甚至会为您提供免费的财务咨询. Getting started is easy!
帕特尔科通过我们的帕特尔科保护计划帮助您为意外做好准备. We know that life can come at you in the most unexpected ways; that’s why we offer protection plans to help you be financially prepared for anything that comes along. Are you ready for the expected?
What if there’s an injury and you’re unable to work? Will your current coverage be enough? Or in the event of your unexpected death, 你的家庭能负担得起日常开支和债务吗?
这是可能的计划与我们的贷款和支付保护计划，取消您的贷款支付或余额, up to the contract maximums, if you suffer a covered unemployment, disability or pass away.
But what if other unexpected expenses come along? Can you cover the gap?
例如, getting a new vehicle is exciting, but it starts losing value the second you drive it off the lot. 如果车子坏了或者被偷了，你欠下的钱可能比你的保险还多, and that gap could be thousands of dollars.
For a one-time cost of $595, Guaranteed Asset 保护, 或GAP +, 能帮你缩小差距，让你回到属于你的地方——开车吗. It can be financed as part of your loan. 在5年的贷款过程中，平均每月超过8美元, giving you protection and can help provide you peace of mind.
But what happens when those big repair bills come along?
机械故障保险(MBI)可以大大减少维修费用. 只要选择一个计划和免赔额，以帮助减少你的自费维修费用，并获得额外的福利，如路边援助, rental and travel expense reimbursement, 和更多的. 所以当生活给你一个意想不到的曲线时，你可以被覆盖.
Ask a team member for a quote or learn more at Patelco.org/保险.
Want to Buy a House? Find out how much money you’ll need to buy a house, 你需要存钱的费用是什么，还有其他关于存钱买房的事实吗!
Having difficulty paying rent? 不要惊慌. 帕特尔科可以告诉你如何与房东谈判，如何在经济衰退中生存.
What kind of 保险 do I need? Get guidance on how much car 保险, 如果你需要人寿保险和多少以及如何评估健康保险的费用.
1 TruStage®汽车 & 家庭保险计划通过信托保险代理有限责任公司提供. 承保范围由利宝互助保险公司或其子公司或附属公司提供和承保, 175 Berkeley Street, 波士顿, Ma 02116 USA.©2022 Liberty Mutual 保险. aut - 5367290.1-1222-0224
2 非存款投资产品和服务是通过CUSO Financial services, L.P. (“CFS”), a registered broker-dealer (Member 美国金融业监管局/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, 并可能涉及投资风险，包括可能损失本金. Investment Representatives are registered through CFS. Patelco信用合作社已与CFS签订合同，为信用合作社成员提供非存款投资产品和服务.
3 保险产品不是Patelco信用合作社的存款，也不受NCUA的保险. 它们不受Patelco 信贷 Union的担保，可能存在风险. 帕特尔科信用社作为延长信用条件所要求的任何保险不需要从帕特尔科保险服务公司购买，可以从会员选择的代理或保险公司购买. Patelco 保险 Services是Patelco 信贷 Union的子公司. 保险 products are offered by Patelco 保险 Services, a California 保险 agency (License #0C97544). 任何投诉都可以提交给加州保险部门，地址是 保险.ca.政府.
All statements made are subject to provisions, 除外责任, 条件, and limitations of the applicable 保险 policy. Coverages and features are not available in all states. 资格须符合适用的承保标准. 在州法律法规允许的地方可以享受折扣和优惠，各州可能有所不同. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 在州法律法规允许的情况下，将获得消费者报告机构的消费者报告和/或机动车辆报告，这些报告列在保险单上. 具体的保险范围和限制，请参阅保险单.
